Brown ground beef. Add the taco seasoning and water and let simmer until the mixture is slightly thickened.
Spread 3 Tbsp. of the seasoned ground beef and 1/4 cup refried beans on each tortilla.
Sprinkle with some of the diced peppers and onions.
Wrap burrito style and then wrap each one individually in tin foil.
Place burritos in large resealable freezer bags and freeze.
Remove foil, place one burrito on a plate and reheat.
Serve with toppings of your choice.
Place burritos in a baking dish. Bake in 350° oven for 30 minutes.
If desired, top with lettuce, cheese, sour cream, guacamole, and/or salsa.