Cook the rice. Brown the beef. Chop the peppers and onion.
Place all the ingredients except for the cheese in a large resealable freezer bag.
Remove the excess air from the bag, seal.
Place the shredded cheese in a medium freezer bag. Seal and staple it to the other bag above the seal. Freeze.
Place the large bag ingredients in a skillet. Cook over medium heat until cooked through, stirring occasionally.
Top with the cheese the last few minutes of cooking.
*If you want to make this meal vegetarian, you can substitute the ground beef for veggie ground round. It's especially good with the Mexican flavored one.